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At Seasons Change Financial, our sole focus is YOU.

At Seasons Change Financial, Russell T. Stellfox’s mission is to guide clients into a confident and comfortable retirement by providing the information and tools necessary to make the best financial decisions for their family’s future. He does this by providing clients with exceptional financial planning services and adhering to the Certified Financial Planning CFP Board’s standards of professional conduct. Russell’s primary focus is to assist clients transitioning from their working years into their retirement with increased financial knowledge and confidence.

Meet Russell T. Stellfox

As the Vice President and Director at Seasons Change Financial, Russell is focused on helping clients work toward their retirement dreams through a comprehensive strategy for retirement income. He has more than 15 years’ experience in the financial and insurance industry and holds life and insurance licenses in Pennsylvania, South Carolina, New York, New Jersey and Florida. He is a Certified Financial Planner™ and an investment advisor representative registered with Ameritas Investment Corp. He holds his Series 7 and Series 66 securities licenses and received bachelor's degrees in English and Philosophy from Fordham University.

In his free time, Russell enjoys golfing, hunting, fishing and spending time with his family. He currently resides in New Ringgold with his wife Kristen and his three children Aidan, Siena and Sophia.

Michael A. Amitia

Michael is a professional in the financial services industry with over 30 years experience. Michael joins Seasons Change Financial in charge of their Pittston office, responsible for implementing a wide variety of financial strategies to assist clients in retiring comfortably.

Michael holds the designations ChFC, (Chartered Financial Consultant), CLU (Certified Life Underwriter) and LUTCF (Life Underwriter Training Counsel Fellowship). He also holds the following licenses: Series 24, Series 65, Series 26, Series 7, Series 8, Series 63 and Series 6. He focuses his efforts on assisting his clients during the wealth building or accumulation phase of their life, aids them in transitioning to the protection and distribution phase as they enter into their retirement years and face new and different challenges. Michael comes to us from a distinguished career with MetLife.

Michael is a lifelong resident of Pittston, Pennsylvania, and has three children Michael Jr., Christine and Anthony.

Deborah J. Wertz, 
President and CEO

With over 30 years of individual experience specializing in retirement and pre-retirement planning, Deborah has helped hundreds of investors implement a wide variety of financial strategies to retire comfortably. Deborah works exclusively with clients age fifty-five and above on wealth preservation, transfer of assets, and safety of principal.

Deborah was accepted into the Society of Senior Market Professionals in 2002 and was listed in the 2005-2006 National Register of WHO’S WHO in Executives and Professionals.

Residing in Tamaqua, Pennsylvania, she has four grown children and eight grandchildren.

Christa Zern

Christa supports the day-to-day activities at Seasons Change Financial and is responsible for all aspects of setting appointments, assisting with client business, and preparing retirement planning workshops. She is new to the business but has years in customer and client services. Christa lives in Lehighton, PA with her husband Zach and son Ethan. She also has two grown daughters Nicole and Candace, a stepson Mark and one granddaughter Sidney.

To schedule a time to discuss your financial future, contact us at or call us at 866.774.2102 today!

Seasons Change Financial. Privacy Policy. Terms & Conditions.
*Guarantees provided by insurance products are backed by the claims paying ability of the issuing carrier.

The Social Security Decisions Report is provided for informational purposes only. It is not intended to provide tax or legal advice. By requesting this report you may be provided with information regarding the purchase of insurance and investment products in the future.

Securities and investment advisory services are offered solely through Ameritas Investment Corp. (AIC) Member FINRA/SIPC. AIC and Seasons Change Financial are not affiliated. Additional products and services may be available through Seasons Change Financial that are not offered through AIC. Securities products are limited to residents of Pennsylvania.

This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your Registered Representative. Read it carefully before you invest or send money. A Representative from Seasons Change Financial will contact you to provide requested information.

Representatives of AIC do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation.